The Subsequent Injuries Benefits Trust Fund (SIBTF) provides financial assistance to employees who sustain work-related injuries that combine with pre-existing disabilities to create a more significant disability. This program aims to encourage the hiring of workers with disabilities by alleviating some financial burdens for employers.
How the fund works
Employees who qualify for the SIBTF can receive compensation beyond the benefits offered through workers’ compensation. The program calculates benefits by considering the degree of the combined disability rather than the recent work-related injury alone. By doing so, it ensures workers receive adequate support for their overall limitations.
Eligibility requirements
To qualify for SIBTF benefits, an individual must meet specific criteria. First, they must have a documented pre-existing disability or condition. Second, they must experience a work-related injury that significantly increases their disability level. Applicants must provide medical evidence to support their claims, which may include evaluations from physicians.
Benefits of the fund
The SIBTF offers financial support that helps disabled workers maintain their quality of life. These payments can offset income lost due to the inability to work full-time or perform certain tasks. The program also reduces liability concerns for employers, promoting inclusivity in hiring practices.
Steps to apply
The application process for the SIBTF begins with filing a workers’ compensation claim. Afterward, the applicant must gather documentation of their pre-existing condition and the subsequent injury. They then submit these materials to the appropriate state agency for review.
The SIBTF serves as a critical safety net for workers with compounded disabilities. By providing additional benefits, it ensures these individuals can lead productive lives despite significant physical or mental challenges. The program’s structure also promotes a more equitable workforce by encouraging the employment of individuals with disabilities.